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How it Works | Relaxcash

How it Works

This is how easy it is to get a short-term, payday or instalment loan – tell us how much you need, tell us how long it will take you to pay it back and fill out the application form. Once you are accepted you’ll be redirected to the best lender for you to finalise your loan.

Relax Cash is a short-term loan broker that operates exclusively online. We have interim permission from the Financial Conduct Authority (FCA) and we are registered with the Information Commissioner’s Office for data protection.

We will never stop working hard to make absolutely sure we treat every, single one of our customers fairly. We won’t encourage people who are struggling with debt to continue taking loans. Our application process is completely transparent with no hidden fees or charges.

Relax Cash is simple, quick and convenient. You can apply anywhere, anytime from almost any device with an internet connection. If you are over 18 years of age, have a UK bank account and have an income being paid into your UK account you can apply for a loan with us.

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£80

7 days

You pay back:     £352.80
Total loan cost: £72.80*

IMPORTANT: Relax Cash is NOT a lender. Relax Cash is a credit broker who refer clients to an external credit broker who has established relationships with over 40 sub-prime lenders. They compare your details with these lenders and their product, and quickly match your needs with the most suitable product for you.

WARNING: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk for help and advice. Data protection registration number ZA007304.

IMPORTANT: Your data is 100% safe, 100% secure, 100% confidential. We offer many different loans to the traditional short-term, one-month agreement. We have top-notch relationships with all our UK lending partners and will help you find the most suitable deals online.

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We charge the lender so we don’t have to charge you – simple as that. They pay us a commission fee for introducing you to the best loans available. We use a complex algorithm which analyses your requirements and preferences to the products available. The commission we make is not involved in this process and does not influence in any way the products we recommend.

Relax Cash does not charge. This service is FREE. Neither Relax Cash or any of our trusted partners will ever contact you by any means and request you send money or purchase products in advance of your loan being received. If you need to learn more about dealing with cold-callers please see our fraud protection guidance.



Consumer Advisory: We are a loan matching service. We submit the data you provide to a loan provider. Once approved the lender might want to ask you more questions via their website, email or phone.

Relax Cash is not a lender. Terms of loans differ due to various factors including lenders and applicants’ requirements. Late or missed payments may be subject to increased fees. Not all lenders will offer the full amount of £750 and not all applicants will be accepted for the loan they requested. Repayment periods differ from lender to lender. Collection services may be used for non-payment.

Relax Cash is not a lender. Terms of loans differ due to various factors including lenders and applicants’ requirements. Late or missed payments may be subject to increased fees. Not all lenders will offer the full amount of £750 and not all applicants will be accepted for the loan they requested. Repayment periods differ from lender to lender. Collection services may be used for non-payment.

Representative 1223.6% APR

Representative Example: 1223.6% APR variable. £100 borrowed over 30 days would equal total borrowing of £124.00. Actual Interest is 24%.

Note: the APR you pay may differ depending on the lender that accepts you.

Relax Cash is a trading style of Atlantic Square Limited registered in England and Wales, company registration number SC182075. Atlantic Square is authorised and regulated by the Financial Conduct Authority, reference number 659330. Registered Office Address: Atlantic Square Limited, Homelea House, Quarriers Village, Bridge of Weir, Renfrewshire, PA11 3XS.

*Fund transfer times may vary based on the matched UK money lender, time of day applied and your bank.

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