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Terms and Conditions

Website Terms & Conditions of Use


1.1 This page (together with the documents referred to on it) tells you the Terms and Conditions of Use (“Terms of Use”) on which you may make use of our website (“our Site”), owned, operated. licensed, and con¬trolled by CashCall Finance Limited (referred to herein as “CashCall” and by the words “we. “usnancl “our”).

1.2 Please read these Terms of Use carefully before you start to use our Site.

1.3 By using our Site, you indicate that you accept these Terms of Use and that you agree to abide by them. If you do not agree to these Terms of Use, please refrain from using our Site.


2.1 Our Site is operated by CashCall. We are registered in England and Wales under company number 07109138 and have our registered office do Haslers Old Station Road Loughton Essex IG10 4PL.

2.2 We are regulated by the Office of Fair Trading under the Consumer Credit Act 1974; holding a consumer credit licence number 0633738.

2.3 We are registered with the Information Commissioner’s Office in compliance with the Data Protection Act of 1998. Our registration number is Z1998403.


3.1 Access to our Site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our Site without notice (see below). We will not be liable if for any reason our Site is unavailable at any time or for any period.

3.2 From time to time, we may restrict access to some parts of our Site, or the entirety of our Site, to users who have registered with us.

3.3 If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these Terms of Use.

3.4 You are responsible for making all arrangements necessary for you to have access to our Site. You are also responsible for ensuring that all persons who access our Site through your internet connection are aware of these terms, and that they comply with them.


4.1 Our Site, the content, any materials downloaded, and all intellectual property pertaining to or contained on our Site (including but not limited to copyrights, patents, database rights, graphics, designs. text, logos, trade dress, trademarks and service marks) are owned by CashCall or third parties and all right, title and interest therein shall remain the property of CashCall and/or such third parties (collectively, the “Content”). All Content is protected by copyright, patent and trademark laws, and various other intellectual property rights and unfair competi¬tion laws.

4.2 You are authorised solely to view and retain a copy of the pages of our Site for your own personal, non-commercial use. You may also view and make copies of relevant documents, pages, images or other materials on our Site for the purpose of transacting business with CashCall.

4.3 You agree that you will not duplicate, publish, modify, create derivative works from, participate in the transfer of, post on the World Wide Web, or in any way dis¬tribute or exploit our Site, or any portion of our Site for any public or commercial use without the express written consent of CashCall.

4.4 Additionally, you agree that you will not (i) remove or alter any author, trade¬mark or other proprietary notice or legend displayed on our Site (or printed pages produced from our Site); and (H) make any other modifications to any documents obtained from our Site other than in connection with completing information required to transact business with CashCall.



5.1 You must not misuse our Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Site, the server on which our Site is stored or any server. computer or database connected to our Site. You must not attack our Site via a denial-of-service attack or a distributed denial-of service attack.

5.2 By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclos¬ing your identity to them. In the event of such a breach. your right to use our Site will cease immediately.


5.3 We will not be liable for any loss or damage caused by a distributed deni¬al-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Site or to your downloading of any material posted on it, or on any website linked to it.


6.1 CashCall’s Privacy Policy applies to use of our Site, and its terms are made a part of these Terms of Use by this reference.


6.2 Any personal data we process about you will be processed in accordance with our Privacy Policy CashCall’s Privacy Policy and by using our Site to transmit personal data you consent to such processing and you warrant that information provided by you is accurate.

6.3 Additionally, by using our Site, you acknowledge and agree that Internet transmissions are never completely private or secure. You understand that any message or information you send to our Site may be read or intercepted by others. notwithstanding CashCall’s efforts to protect such transmissions.

6.4 Logos, trademarks, images, etc. are the property of CashCall unless otherwise noted and may not be copied, used, linked, disseminated, etc. without CashCall’s prior express written approval. Requests for approval should be directed to or CashCall Finance Limited 310G East Wing Sterling House Loughton Essex IG10 3TS.


7.1 CashCall does not promise that our Site or any content, document or feature of our Site will be error-free or uninterrupted, or that any defects will be corrected or that your use of our Site will provide specific results.

7.2 The material on our Site could include technical inaccuracies or typographical errors. Our Site and its content are delivered on an “as-is” and “as-available” basis. All information provided on our Site is subject to change without notice. CashCall cannot ensure that any files, documents or other data you download from our Site will be free of viruses or contamination or destructive features.

7.3 CashCall disclaims all warranties, express or implied, including any warranties of accuracy. non-infringement, merchantability and fitness for a particular purpose.

7.4 CashCall disclaims any and all liability for the acts, omissions and conduct of any third parties in connection with or related to your use of our Site. You assume total responsibility for your use of our Site and any linked sites.


8.1 The material displayed on our Site is provided without any guarantees. condi¬tions or warranties as to its accuracy. To the extent permitted by law, we, other members of our group of companies and third parties connected to us hereby expressly exclude:

8.1.1 All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.


8.1.2 Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our Site or in connection with the use, inability to use, or results of the use of our Site, any websites linked to it and any materials posted on it, including:

  • (i) loss of income or revenue;

  • (ii) loss of business;

  • (iii) loss of profits or contracts:

  • (iv) loss of anticipated savings:

  • (v) loss of data:

  • (vi) loss of goodwill:

  • (vii) wasted management or office time: and

  • (viii) whether caused by tort (including negligence), breach of contract or other¬wise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.

8.2 This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.


9.1 By using our Site, you agree to defend, indemnify, and hold harmless CashCall from and against any and all losses, claims, damages, costs and expenses (including reasonable legal and accounting fees) that CashCall may become obligated to pay arising or resulting from your use of our Site, the Content, or your breach of these Terms of Use. CashCall reserves the right to assume or participate, at your expense, in the investigation, settlement and defence of any such action or claim.


10.1 Our Site may contain links to sites maintained by third parties. CashCall is not responsible for the content or privacy policies of those sites, and the existence of such links should not be considered an endorsement or recommendation of those sites or of any product or service offered on those sites or of any party that is associated with those sites.


10.2 Please note that other web sites and web pages linked to our Site may be governed by separate terms and conditions, including privacy policies. Please refer to the applicable terms and conditions of those web sites and web pages when visiting them.


10.3 You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.


10.4 You must not establish a link from any website that is not owned by you. 10.5 Our Site must not be framed on any other site, nor may you create a link to any part of our Site other than the home page. We reserve the right to withdraw linking permission without notice.

10.5 If you wish to make any use of material on our Site other than that set out above, please address your request to customerservices@cashcallpaydayloans.- or CashCall Finance Limited Suite 310G East Wing Sterling House Langston Road Loughton Essex IG10 3TS.

11. AGE

11.1 The services and products that we provide on our Site are intended for those over 18 years of age only, and information contained on our Site does not amount to an invitation to clients who are under 18 to buy any services or products. All transactions for the supply of services concluded through our Site are governed by the Terms of Use.


12.1 Your use of our Site and these Terms of Use are governed by the Laws of England and Wales whose courts have exclusive jurisdiction of any disputes that may arise under or in connection with the Terms of Use.

12.2 However, we retain the right to bring proceedings against you for breach of these Terms of Use in your country of residence or other relevant country.


13.1 Any failure by CashCall to exercise any rights or enforce any of these Terms of Use shall not constitute a waiver of such rights or terms.

13.2 If any provision of these Terms of Use or their application in a particular circumstance is held to be invalid or unenforceable to any extent, the remainder of these Terms of Use, or the application of such provision in other circumstances, shall not be affected thereby, and each provision hereof shall be valid and enforced to the fullest extent permitted by law.


13.3 These Terms of Use constitute the entire agreement between you and CashCall with regard to your use of our Site. and any and all other written or oral agreements or understandings previously existing between you and CashCall with respect to such use are hereby superseded and cancelled.


14.1 If you have any concerns about material which appears on our Site, please contact or CashCall Finance Limited Suite 310G East Wing Sterling House Langston Road Loughton Essex IG10 3TS.

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